Instead of relying on the individuals employed in your companion care firm to purchase their own liability coverage, it may be best to purchase insurance that covers your whole company. In these instances, the business is named as the insured party, and coverage protects the whole organization. Unfortunately, many of your staff members may fail […]
How Is Occupational Accident Insurance Different From Workers’ Comp?
You hold the drivers who work for your trucking company to rigorous safety standards. Nevertheless, accidents can and do occur, sometimes due to circumstances beyond the control of either you or your drivers, such as the behavior of others on the road or weather conditions. Occupational accident insurance is similar to workers’ compensation in that […]
Three Ways to Protect International Employees
Many large companies have workers scattered across the globe. Protecting these employees can be a challenge, but things like foreign voluntary workers’ compensation are a great way to start. Here are a few ways to protect your employees. Health The insurance firm Moody states that employees are a company’s most important asset. Employees can fall […]
Choosing What’s Best in Boating Services Coverage
For those looking to start their own business, it is important to realize the need for a strong insurance policy to protect your company from unforeseen disasters that can ruin you financially. When dealing with something like boat repair or watercraft services, there are some dangers and risks that aren’t common to the average retail […]
Why Your Dry Cleaning Business Needs Insurance
Operating a dry cleaning business comes with its own set of unique challenges. That is why it is important to have dry cleaning liability. Learn why your business should have this important coverage if it doesn’t already. Protecting Against Common Accidents Slips and falls can be commonplace in a dry cleaning setting. This is not […]
Maintenance is More Than Skin Deep
A warehouse may have a new paint job and professional landscaping, but if the building hasn’t been properly attended to on the inside it’s a disaster waiting to happen. Proper warehouse maintenance is much more than polishing up the facade. It means taking care of equipment, stock, and facilities to keep the warehouse running safely […]
Understanding Florida Workers Compensation Law
The state of Florida requires employers to obtain worker’s compensation insurance for all of their employees. The state provides few exceptions and requires FLDFS proof of coverage to operate. There are a few things you need to know about the law. Included Benefits The workers’ compensation policy should include death, medical expense and disability benefits […]
How the ACA Can Affect Your Business
If you own a business and have employees, it is important to understand how the Affordable Care Act affects you. Having aca and home health care options is important because companies that have employees working over a certain number of hours a week are choosing to provide insurance to those they employ or risk paying […]
Understanding DO Claims
Directors & Officers or D & O claims are those made against public, private and non-profit companies’ executive managers. These management liability claims related to the individuals’ everyday decisions. To help you better understand these types of claims, here are four real-world D&O claims examples. 1.Fiduciary Duty Failure Creditors of a financially-struggling company sued its […]
Managing Your Open-Water Operations
Managing Your Open-Water Operations Whether a business operates in the areas of land or sea, carrying an insurance policy is strongly recommended. Because the risks and exposures differ by industry and location, the expert advice from the team at Merrimac Marine Insurance recommends a uniquely tailored coverage plan for each business. If your operations involved […]