Sometimes, your worker’s compensation and general liability policies don’t go far enough to make sure you’re robustly protected from the costs associated with accidents involving your employees. Depending on the state you operate in, your needs are likely related to limitations on the coverage for employer liability in those policies. Rather than having to take […]
Managing Common Risks Faced by Distributors
There are risks in any type of business, and distribution and warehousing are no exception. Research into proper risk management strategies for distribution facilities reveals several common risks that must be overcome. Common Types of Risks Faced by Distributors Vehicle Claims involving a rear impact are the most common type of vehicle claim within the […]
3 Tips for Successful Curbside Pickup
Curbside pickup is the safest way to serve restaurant meals, and business owners are discovering how convenient it can be. If this procedure is new to you, here are a few suggestions for how to make it work. Emphasize Customer Safety One of the most important curbside pickup tips is to make it clear that […]
School Risk Management Plans and the Pandemic
Public or private, K-12, or secondary education, schools face unique challenges when devising insurance and risk management plans. They hold a position of trust, often teaching difficult skills in potentially dangerous environments to people who need to master them to take up the careers that make society function. K-12 institutions especially have to balance student […]
Build Client Trust Through Surety Bonds
Developing a strong relationship with your clients is essential for your business to stay successful. Achieving this goal can often prove challenging and there are several ways to help customers feel like you are going above and beyond. Surety bonds, for example, can prove advantageous for businesses across a variety of industries. The bonds allow […]
Finding Comprehensive Protection for Assisted Living Facilities
Facilities that center around residential services such as homes for assisted living can offer some unique challenges in regard to insurance. If you own and operate such a facility, you need to go above and beyond in order to provide the best possible services for your clients and give peace of mind to family members. […]
Renters Insurance for College Students Renting Off Campus
The exorbitant cost of dormitory housing makes living on campus an unappealing option for many college students. Moreover, living quarters are cramped, noisy, and devoid of privacy. Many students are able to rent far more comfortable accommodations off-campus at a more reasonable cost. A college student who is renting for the first time should consider […]
4 Environmental Concerns for the Real Estate Industry
Unlike other assets, real estate does not move. As such, environmental hazards may pose a greater risk to the real estate industry than other business sectors. Real estate industry insurance can help companies against these common environmental issues. Mold Contamination As seen on https://www.sboneinsurnace.com/, environmental liabilities and exposures create complex challenges for the industry. Mold […]
Your Workers Comp Questions Answered
No matter what industry you work in, there are probably laws in place to protect workers. In almost every state, those include workers’ compensation insurance. Despite its prevalence, many people still have questions about what workers’ compensation insurance is and what costs it will cover. What Is Workers Comp? Commonly referred to as workers comp, […]
Comprehensive Protection for Your Gas Station
Operating a gas station involves exposure to several different potential areas of liability. Dealing with flammable and chemical materials while following important environmental safety procedures require a heightened level of risk management. Moreover, running a high-volume retail business and managing a physical space in which vehicles are in close proximity with one another both present […]