When burial occurs, it comes to the risk of cemetery ground pollution. As the body decomposes, it releases contaminants into the substrate around it. It’s not just the bodies that create the risk, though. The coffins do as well. Hazards of Decomposition A buried body will release a mix of water, ammoniacal nitrogen, and other […]
Why Search Engine Optimization Is Critical for the Insurance Business in 2020
For consumers looking for virtually any kind of service today, the first stop is a search engine such as Google or Bing. They may not realize why one business pops up first to a given query, but they tend to trust the results and are likely to visit one of the first sites listed. This […]
How the Right Insurance Can Keep Grocery Stores Protected
Grocery stores provide an essential service for customers and for this reason need protection from the various liabilities they are exposed to, including customer injuries, thefts, and property damage. With a comprehensive grocery store insurance policies, these crucial businesses can secure their most valuable assets. Why Do Grocery Stores Need Coverage? There is no guaranteeing […]
Insurance for Rental Properties
Anyone that does business with rental units, whether hotels, condos, boarding houses, or home leases, should consider the value of purchasing habitational insurance. This is a unique insurance plan that offers coverage for residential properties that are used commercially in situations where a standard property insurance policy would not be effective. As an owner of […]
MPL Insurance Explained
You and your employees work hard to make sure that the services and advice you provide to clients to meet the high standards demanded by today’s competitive marketplace. No matter how careful you are, however, mistakes and unforeseen problems can occur and can lead to costly litigation. Adding a miscellaneous professional liability policy to your […]
How to Use Commercial Insurance Data to Increase Sales
Insurance agencies are famous for collecting personal information, because algorithms based on client demographics are extremely helpful when it comes to underwriting policies. However, these data can be useful for other purposes. Here are some sources of information and suggestions on how they can be used to generate leads and increase sales. Sources of Information […]
What Is Stop Gap Liability Insurance?
Sometimes, your worker’s compensation and general liability policies don’t go far enough to make sure you’re robustly protected from the costs associated with accidents involving your employees. Depending on the state you operate in, your needs are likely related to limitations on the coverage for employer liability in those policies. Rather than having to take […]
Managing Common Risks Faced by Distributors
There are risks in any type of business, and distribution and warehousing are no exception. Research into proper risk management strategies for distribution facilities reveals several common risks that must be overcome. Common Types of Risks Faced by Distributors Vehicle Claims involving a rear impact are the most common type of vehicle claim within the […]
3 Tips for Successful Curbside Pickup
Curbside pickup is the safest way to serve restaurant meals, and business owners are discovering how convenient it can be. If this procedure is new to you, here are a few suggestions for how to make it work. Emphasize Customer Safety One of the most important curbside pickup tips is to make it clear that […]
School Risk Management Plans and the Pandemic
Public or private, K-12, or secondary education, schools face unique challenges when devising insurance and risk management plans. They hold a position of trust, often teaching difficult skills in potentially dangerous environments to people who need to master them to take up the careers that make society function. K-12 institutions especially have to balance student […]