If boating is part of your life, then you know it is crucial to have the right type of insurance coverage on your boat before planning a trip anywhere. Perhaps you are worried about the price tag and find yourself saying how much is boat insurance? Learn more about how you can pick the right […]
Learning About Your Company’s Ex Mod
Business owners must be sure to budget for Workers’ Compensation premiums, particularly if employees work in hazardous environments. These premium payments are a type of ex mod insurance or insurance that is affected by a business’s experience modification factor. What Is a Company’s Ex Mod? An ex mod factor is a percentage that reflects how […]
How To Protect Your Headstone From Damage
Almost nothing lasts forever, but the few things that do need a little help to succeed. This includes the resting places of loved ones. If you visit https://www.reganagency.com, it lists a number of ways headstone insurance can help to protect headstones, plots and epitaphs from damage. Coverage for Headstones and Grounds Few things feel worse […]
Insurance for Your Companion Care Facility
Instead of relying on the individuals employed in your companion care firm to purchase their own liability coverage, it may be best to purchase insurance that covers your whole company. In these instances, the business is named as the insured party, and coverage protects the whole organization. Unfortunately, many of your staff members may fail […]
How Is Occupational Accident Insurance Different From Workers’ Comp?
You hold the drivers who work for your trucking company to rigorous safety standards. Nevertheless, accidents can and do occur, sometimes due to circumstances beyond the control of either you or your drivers, such as the behavior of others on the road or weather conditions. Occupational accident insurance is similar to workers’ compensation in that […]
Three Ways to Protect International Employees
Many large companies have workers scattered across the globe. Protecting these employees can be a challenge, but things like foreign voluntary workers’ compensation are a great way to start. Here are a few ways to protect your employees. Health The insurance firm Moody states that employees are a company’s most important asset. Employees can fall […]
Choosing What’s Best in Boating Services Coverage
For those looking to start their own business, it is important to realize the need for a strong insurance policy to protect your company from unforeseen disasters that can ruin you financially. When dealing with something like boat repair or watercraft services, there are some dangers and risks that aren’t common to the average retail […]
How To Protect the Lawyers at Your Firm
As the head of a law firm, you are probably familiar with various suits people may file when they are dissatisfied with the way a situation turns out. According to U.S. Risk Insurance, there are several areas in which lawyers at your firm could be exposed to legal risks. Professional liability for law firms protects […]
What Is Maritime Employer’s Liability and Why Is It Important?
A job working on or near the water isn’t your average nine to five. Maritime work comes alongside its share of unique perks and advantages for sure, but it comes with industry-specific risks as well. It’s imperative that maritime employers protect both themselves and their employees with comprehensive insurance coverage, up to and including maritime employer’s […]
Do You Know Your Coverage Needs?
When you are looking for insurance coverage, some carriers forget that the average consumer doesn’t know the difference in terms that are often used interchangeably. With insurance services, umbrella and excess seem to represent the same coverage, but there are some clear differences. Here is a brief comparison between umbrella insurance and excess insurance. Excess […]