For those looking to start their own business, it is important to realize the need for a strong insurance policy to protect your company from unforeseen disasters that can ruin you financially. When dealing with something like boat repair or watercraft services, there are some dangers and risks that aren’t common to the average retail […]
Why Your Dry Cleaning Business Needs Insurance
Operating a dry cleaning business comes with its own set of unique challenges. That is why it is important to have dry cleaning liability. Learn why your business should have this important coverage if it doesn’t already. Protecting Against Common Accidents Slips and falls can be commonplace in a dry cleaning setting. This is not […]
Maintenance is More Than Skin Deep
A warehouse may have a new paint job and professional landscaping, but if the building hasn’t been properly attended to on the inside it’s a disaster waiting to happen. Proper warehouse maintenance is much more than polishing up the facade. It means taking care of equipment, stock, and facilities to keep the warehouse running safely […]
Understanding Florida Workers Compensation Law
The state of Florida requires employers to obtain worker’s compensation insurance for all of their employees. The state provides few exceptions and requires FLDFS proof of coverage to operate. There are a few things you need to know about the law. Included Benefits The workers’ compensation policy should include death, medical expense and disability benefits […]
How the ACA Can Affect Your Business
If you own a business and have employees, it is important to understand how the Affordable Care Act affects you. Having aca and home health care options is important because companies that have employees working over a certain number of hours a week are choosing to provide insurance to those they employ or risk paying […]
Understanding DO Claims
Directors & Officers or D & O claims are those made against public, private and non-profit companies’ executive managers. These management liability claims related to the individuals’ everyday decisions. To help you better understand these types of claims, here are four real-world D&O claims examples. 1.Fiduciary Duty Failure Creditors of a financially-struggling company sued its […]
Why You Need Laser Hair Removal Insurance
Laser hair removal is a relatively common and safe procedure. Nowadays, it is not uncommon for spas or salons to offer a mixture of medical cosmetic procedures and traditional procedures. This, of course, also opens up the door for malpractice suits. Here is what you need to know. What Is Laser Hair Removal Malpractice? […]
Why You Need Rent Default Insurance
We all pay for our homes. Whether as a renter or a buyer there are monthly payments made. When you own a property for rent, what protection do you have if your renter moves or abandons your property? Rent default insurance can offer financial protection when you find yourself in a position with unreliable tenants. […]
Insurance Against Death Expenses
Pre-need insurance is a growing market in the American insurance marketplace, and you might be able to realize substantial savings by including it in your family’s risk management portfolio. If you’re wondering what it is, it can best be explained as insurance against the cost of burial or cremation for the insured. That means a […]
Keeping the Company Light On
The work of an electrician is similar to the slogan of Motel 6 in that he keeps the lights on for everyone, but there are dangers and risks inherent to this line of work. As recommended by the site www.danielsinsuranceinc.com, quality protection against industry-related exposures should include more than generic electrician insurance. A combination of […]