Comprehensive Protection for Your Gas Station

Operating a gas station involves exposure to several different potential areas of liability. Dealing with flammable and chemical materials while following important environmental safety procedures require a heightened level of risk management. Moreover, running a high-volume retail business and managing a physical space in which vehicles are in close proximity with one another both present some concerning liability scenarios. It’s imperative to safeguard your business’ operations and assets by ensuring that your insurance elections and coverage levels accommodate all of your potential exposure areas.

Review Different Coverage Options

While every business’s insurance coverage needs are unique, there are several different gas station liability endorsements that every station operator should consider. General liability and property insurance may not be sufficient to provide the levels of coverage that your business needs. According to, gas stations should evaluate including the following policy endorsements to their coverage lines:

  • Damaged Pumps
  • Leaks in Fuel Tanks
  • Fire and Explosions
  • Crime
  • Employee Dishonesty
  • Business Income and Extra Expenses

Analyze Your Business’ Priorities

A professional analysis of your business’ operations and potential areas for damage or loss will help you to identify gaps in coverage. Working with an agency that specializes in serving your industry will provide expert guidance, personalized and meaningful attention, and access to competitive rates.

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