From renting a vehicle to picking up lunch for the office, employees perform a variety of tasks for the business. When those tasks use a hired non owned auto, the staffing agency is put at risk if the driver is involved in an accident. An employee running errands in a client’s vehicle also falls under your staffing agency’s liabilities. Protect your business with the right insurance.
Accidents happen, be prepared with a hired non owned auto insurance policy. Coverage benefits can include:
- No deductible
- Hired auto coverage for physical damage
- Separate limits for individual policies
- No aggregate limit
- Blanket additional insured
- Occurrence form
- Primary non-contributory
Auto accidents can be a stressful time to begin with, but when someone gets hurt, the stress is expounded. Financial loss because of a suit due to property damage or bodily injury don’t help the situation. The following exposures could cause financial loss for the staffing agency:
- Death or injury of drivers
- Loss or damage of business vehicles
- Damaged caused by the insured or their drivers to property or vehicles owned by others
A hired non owned auto insurance policy comes into effect when or if there is property damage or bodily injury in the event of an auto accident. Don’t let an accident cause financial stress for your staffing agency.